Low salary credit card is avilable in some banks but not all banks offer you the credit card.
If you are low salary person and you want a credit card then don't worry this article help you to how to get a credit card at a low salary also
Nowadays if you are a high salaried person then banks offer you various schemes, offers, and credit card
But if you are the lower-salaried person in that case the bank is not offering you any schemes
Why?
Are you thinking about that ok I told you?
If you are low salaried then the bank does not trust you if you purchase any product, loan, house, etc. then you return any amount because your salary is already low then how you repay the loan.
That's why the bank does not trust you
But if you have a large number of transactions and you have any other source then the bank trust you
You see when any person is applied for a loan bank is not directly give the loan they see all their background
Really this person is afforded this loan or they repay the loan then bank give you permission to approve the loan
But anyway if you have a low income then also some bak are offered you the credit card
Low Salary Credit Cards
1. Canara bank visa classic card
So this bank is offering you the entry-level credit card
They offer various schemes in that they include different offers shopping, travel, and EMI
For that you need your salary is Rs. 8000 / per month
2. Bank of India visa gold card
In the name, you can see only for India in that two countries also include Nepal and Bhutan
In that, they give you the 50 day interest period
This is pin enabled photo card due to security
You can access the cash 90000 in ATM
Bank of India vis gold card is salary required the Rs 12500 per month
3. PNB classic card
PNB (Punjab national bank) is one of the very old banks
This is good for you if you are unable to apply to private banks
Because this is a government bank
In this bank you need a salary required Rs 8000 per month
4. Andhra Bank Gold Card
Andhra bank gold card gives you all premium features like this fuel, shopping, travel, and rewards
For this bank, you need to salary Rs 10500 per month
5. Canara bank visa card
Is good for those who have a low salary
This is needed only to request through the bank customer care
They required only a salary is Rs 8000 per month
6. Bank of India India card
It is the low salary card features of India
In the bank you need a salary is Rs 6500 per month
Its give you good offer and schemes
HDFC credit card apply a minimum salary of 15,000
HDFC offers various credit cards for each of your needs like traveling, lifestyle, shopping, cashback.
In that you need to your minimum salary is required Rs 15000 per month
Only then they offer you
Yes the HDFC credit card apply a minimum salary of 15000
Credit card for low-income earners in India
In India, lots of people have low income and they want a credit card
But all banks are not allowed the credit card but some banks are allowed
They give you the various offers and schemes also
They are listed below
1. Canara bank visa classic card
2. Bank of India visa gold card
3. PNB classic card
4. Andhra Bank Gold Card
5. Canara bank visa card
6. Bank of India India card
This bank provides you a credit card at a low salary also
Minimum salary for a credit card in SBI
SBI offer credit card they have different for different categories the credit card
They required your age is minimum of 21 years and their minimum income requirement is Rs 20000 per month
Is not applicable to all
According to your salary slip, they give you offers regarding credit card
Credit card limit for 40,000 salary
If you are income is Rs 40000 per month then lots of bank offer you credit card
Some banks are listed below
1.SBI Bank
2. ICICI Bank
3. HDFC Bank
4. Citibank
5. Axis bank
This bank is offering you the credit card
Lots of other banks are also but I suggest you this because this is good
Axis bank credit card minimum salary
Axis bank is one of the best banks almost all government employee salary is debited their
They offer you a credit card if your salary is a minimum of Rs 25000 per month
If your salary is in Rs 25000 month then you can easily eligible
And they give lots offered in the festival time
So this one is also a good advantage
Credit card limit for 25,000 salary
Credit card if you want in Rs 25000 per month salary then
This bank offers you
1. Axis Bank
2. City bank
3. RBL Bank
4. YES bank
This bank is giving you the credit card at Rs 25000 per month
Credit card limit calculator based on salary India?
This question is also asked people so the answer is yes
Credit card limit calculator based on salary in India
But different banks are offering you different age requirement and salary also
So according to you choose your bank and get a credit card
Final Words
Low Salary Credit Card is available in only some banks some bank is not offered you the credit card.
so all the low salary credit card information is given in this article.
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